Angel Oak's lending practice was founded upon core prin Ask the Community The programs, rates, terms, and conditions are subject to change at any time without prior notice. U.S. All disputes must be sent to the designated address found under the Disputes tab. Our hours of operation are Monday through Friday, 6:00 a.m. until 6:00 p.m. MT. Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, ND dba AOHL LLC, NE, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify. Resources & Documents - Angel Oak Mortgage Solutions Resources & Documents Approved AMC's Important Note Order your appraisal in TPO Connect by logging in, opening your loan and clicking the Appraisal Portal link in Loan Actions. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. Below is the contact information for the State of Illinois, Division of BankingIllinois Department of Financial and Professional Regulations (IDFPR)100 West Randolph Street-9th FloorChicago, IL 60601Telephone number-1.888.473.4858www.idfpr.com, CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. The information contained herein is for informational purposes only and is not a commitment to lend. All disputes must be sent to the designated address found under the Disputes tab. Please contact a Mortgage Loan Originator in your area if you are a consumer looking for a loan or information about our products. If you have any questions or need assistance, please reach out to our A bank statement loan is often a great option for qualified self-employed borrowers. Tap Into The Power Of Angel Oak Increasing Homeownership Opportunities For Underserved Borrowers *Angel Oak Mortgage Solutions LLC is a wholesale lender and does not hold individual state licenses to work directly with consumers. If you have any questions or need assistance, please reach out to our Please login to your account. Loans up to $1.5 million with a minimum of $150,000. Close Quickly With Angel Oak Home Loans. Treasurys Home Affordable Program (HAMP) or Home Affordable Alternatives (HAFA) ). Thanks! changing the Bill Pay amount at your financial institution. Our MyHomeLoan mobile app allows our clients to view their mortgage on the go. Traditional financing along with VA, FHA, and conventional mortgage options. Here are somecommonly used forms tomanage your mortgage account. By clicking "Submit" or "Send My Verification Code", you are providing express "written" consent to allow Angel Oak Home Loans LLC NMLS 685842 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. View Products. 980 Hammond Drive, Suite 200, Atlanta, GA 30328, To learn more about becoming a correspondent partner, https://www.angeloakhomeloans.com/privacy-policy. The information contained herein is for informational purposes only and is not a commitment to lend. After receipt of a notice of error, Angel Oak will not furnish adverse information to a credit reporting agency regarding any payment that is the subject of a notice of error while your inquiry is being reviewed. A Mortgage Advisor Will Be In Touch With You Shortly. For residential mortgage loans on real estate located in the State of Texas: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 21, AUSTIN, TEXAS 78705. The information contained herein is for informational purposes only and is not a commitment to lend. Choose an option below to set up Autopay: Arrange with your financial institution to have payments sent to us every month. To Request a payoff statement for your loan. Please be advised that by refinancing your current loan, your total finance charges may be higher over the life of the loan. If you are in a confirmed FEMA disaster area, please contact Customer Service at 1-855-262-4737. Something went wrong while submitting the form. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. Computershare Limited 1996 - 2023. 12 or 24 months business bank statements only. A complaint form and instructions may be downloaded and printed from the Departments website located at www.sml.texas.gov or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov. However, self-employed borrowers should choose the best loan product to help meet their mortgage needs. Mine wasn't the easiest, but William and his experienced team walked me thru the process and successfully closed in what I believe to be record time. Minimum loan amount for Investor Cash Flow is $75,000. All loans are subject to credit and property approval. For assistance, login to your account and use the Contact Us page, contact us at servicing@angeloakhomeloans.com or contact customer service at 844.209.7423.Please be aware that return calls and wait times may vary, based on the volume of requests. Angel Oak Mortgage Solutions LLC NMLS ID #1160240 (NMLS Consumer Access). Increasing Homeownership Opportunities For Underserved Borrowers. Angel Oak Home Loans, LLC. A bank statement mortgage allows eligible self-employed borrowers to use bank statements to help verify income instead of tax returns. Other restrictions and limitations may apply.Repayment Period: 30 Year fixed are fully amortized payments for 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners association or condo fees (if applicable). For assistance, login to your account and use the Contact Us page, contact us at servicing@angeloakhomeloans.com or contact customer service at 844.209.7423. Thanks! Payments can be set up on a weekly, biweekly, semimonthly, or monthly frequency. Please provide your contact information below and an experienced Account Executive in your area will be in touch within the next business day. Uniform Residential Loan Application PDF 423k. No tax returns required. Learn more Did you receive a welcome packet from us? For requests for information and notices of error regarding your account, please use the address Angel Oak has designated under the Real Estate Settlement and Procedures Act and Regulation X for this purpose: Request for Information: A request for information is a written request (other than a notice on a payment coupon or other payment medium supplied by the servicer) relating to the servicing of the mortgage loan that includes: (1) your name, (2) information that allows us to identify your mortgage account and (3) the information you are requesting regarding your account. autodialing, text and pre-recorded messaging) via telephone or mobile device (including SMS and MMS - charges may apply) and/or email you at the email address provided, even if the telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. Learn more Did you receive a welcome packet from us? Angel Oak Mortgage Solutions LLC is a wholesale lender and does not hold individual state licenses to work directly with consumers. All programs may not be available. We believe the company that attracts and retains the best talent wins! No tax returns required. Know Your Rights:Having a problem making your mortgage payment? Something went wrong while submitting the form. Are Self-Employed Borrowers Required To Use Bank Statement Loan Products? Contact Angel Oak Home Loans to learn about their innovative mortgage loan products. If you are a Borrower protected under the California HBOR and wish to explore options that may be available, please contact our AOMS Loan Servicing Department. We take your privacy seriously. Angel Oak Commercial Lending is a vertically integrated commercial real estate debt platform that provides quick and flexible financing solutions for commercial real estate owners, developers and investors. To view all available payment methods, please click here. Other restrictions and limitations may apply. By clicking "Submit" or "Send My Verification Code", you are providing express "written" consent to allow Angel Oak Home Loans LLC NMLS 685842 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. Email Password Trouble signing in? Treasurys Home Affordable Program (HAMP) or Home Affordable Alternatives (HAFA).If you are a borrower protected under the California HBOR and wish to explore options that may be available, please contact our AOHL Loan Servicing Department toll free at (844) 209-7423.Please be aware that having certain financial documents on hand will assist the representative when discussing options available for avoiding foreclosure. After receipt of a notice of error, Angel Oak will not furnish adverse information to a credit reporting agency regarding any payment that is the subject of a notice of error while your inquiry is being reviewed. Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: www.nmlsconsumeraccess.org, Licensed in AL, AZ #0927070, Licensed by the Department of Financial Protection and Innovation under the California . your loan number and property address on the check/money order. To view all available payment methods, please click here. Please be advised that Specialized Loan Servicing LLC is not a lender. You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Home Loans LLC NMLS 685842. Our vision and expertise are dedicated to you and your clients. Thank you! 628.1172 Return to Nav. Restrictions and conditions may apply. All property insurance policies should include the following mortgagee clause: Insurance documents may be mailed to the address above, faxed to 1-678-475-8763 or uploaded to www.MyCoverageInfo.com/SLS. Last Update. Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, ND dba AOHL LLC, NE, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. Online: Log into your account and select the Payoff Quote option located on the Home screen. New York Customers: The online messaging feature is not available. We accept calls from relay services on behalf of hearing-impaired borrowers. Angel Oak Home Loans LLC; Attention: Loss Draft Department 500; P.O. 980 Hammond Drive, Suite 200, Atlanta, GA 30328If you have customer service questions, please email: inquiries@angeloakhomeloans.com. Who We Are. Our belief is that it is all about the people. These loan options allow flexibility to purchase the home of your dreams! Effective January 1, 2013, the California Homeowner Bill of Rights (HBOR) was enacted to ensure fair lending and borrowing practices for California homeowners. Foreclosure, short sale, bankruptcy or deed-in-lieu not allowed. Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, ND dba AOHL LLC, NE, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. All programs may not be available. Loan Inquiry | Spanish Application | Mortgage Calculators | Printable Forms | How to Get a Loan | Company Directory | About Angel Oak Angel Oak Home Loans LLC NMLS 685842 3060 Peachtree Rd NW, Suite 500 , Atlanta , GA 30305 The security and privacy policies of the third-party may be different than those of SLS. Printable Forms. By clicking the continue button, you will leave our website and be redirected to a third-party web site. A complaint form and instructions may be downloaded and printed from the Departments website located at www.sml.texas.gov or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov. Angel Oak Home Loans is an innovative retail lender focused on providing traditional mortgage loan products to our borrowers. Effective January 1, 2013, the California Homeowner Bill of Rights (HBOR) was enacted to ensure fair lending and borrowing practices for California homeowners. Angel Oak Commercial Lending products cover small balance, senior, bridge, term and mezzanine loans. Specialized Loan Servicing LLC is not affiliated with Angel Oak Home Loans LLC and does not guarantee any program or loan availability. At Angel Oak Home Loans LLC, we want you to feeltaken care of. Are you sure you want to submit without directing your inquiry to a specific advisor? Oops! All rights reserved. The intention of CA HBOR is to assist borrower(s) who are struggling to make his or her mortgage payments by exploring options that may be available in efforts to avoid foreclosure.Depending on your financial situation and/or circumstances, some of the options that may be available include, but are not limited to, certain programs such as Loan Modifications and others: Making Home Affordable (MHA), Assistance Programs (e.g. Some of the financial documents include, but are not limited to, your most recent Paystubs, W-2s, Bank Statements, Tax Returns, etc. For general inquiries and communications that do not include requests for information or a notice of error regarding your account, our general mailing address is: You may contact Customer Support via your message center by logging into your account, clicking on the message center letter icon, and clicking the New Message icon. Angel Oak will get in touch with you shortly. You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Home Loans LLC NMLS 685842. Not all borrowers will meet the requirements necessary to qualify. Your servicing loan number can be found on your First Payment Letter provided at closing and is the last 10 digits of the loan number provided at closing. If your Subject Property is located in the State of California, KNOW YOUR RIGHTS BECAUSE YOU HAVE RIGHTS! Minimum loan amount on Platinum is $250,000. You've been logged out because your username has logged in elsewhere. Angel Oak will provide a written acknowledgment of your inquiry within 5 days of receipt of your request (excluding legal public holidays, Saturdays and Sundays). Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. A bank statement mortgage loan offers self-employed borrowers a different option to verify their income without using tax returns. Established in 2008. Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained. ", "Thanks again for outstanding work with the loan process! Are you sure you want to submit without directing your inquiry to a specific advisor? Have you recently receiveda welcome packet from us?Set up your account. 40 year fixed interest-only option offered on certain Non-QM loan programs: 40 year fixed rate with Interest only payments for the first 10 year period (120 monthly payments), then fully amortized payments for the remaining 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners association or condo fees (if applicable). Thank you! Product information listed on our website are intended for mortgage brokers and not individual consumers. You may also want to consider contacting the United States Department of Housing and Urban Development (HUD), Toll Free: (800) 569-4287, to find a HUD-Certified Housing Counseling Agency who may provide additional guidance regarding financial situations and/or circumstances. If you have experienced a loss and need to submit a claim, you may upload the required documents and track the progress of your claim online 24/7 by accessing and Angel Oak Home Loans is an innovative retail lender focused on providing traditional mortgage loan products to our borrowers. * required field By submitting this form, you are granting Angel Oak Mortgage Solutions permission to email you. A lender will use these statements to analyze income to prove the ability to repay a loan. By clicking "Submit" or "Send My Verification Code", you are providing express "written" consent to allow Angel Oak Home Loans LLC NMLS 685842 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. Product information listed on our website are intended for mortgage brokers and not individual consumers. Please be advised that by refinancing your current loan, your total finance charges may be higher over the life of the loan. Angel Oak Home Loans is proud of our reviews and rankings and will strive to continue this approach with all our customers. Angel Oak Home Loans, LLC. Minimum loan amount for Portfolio Select is $125,000. Please contact a Mortgage Loan Originator in your area if you are a consumer looking for a loan or information about our products. A request for information or notice of error does not prevent Angel Oak from initiating foreclosure if proper grounds exist under the mortgage documents. The programs, rates, terms, and conditions are subject to change at any time without prior notice. 833. Please provide your contact information below and an experienced Account Executive in your area will be in touch within the next business day. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. Our goal is for every employee to succeed and feel like a valued part of the Angel Oak family. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. As you will be entering a website hosted by another party, we encourage you to read and evaluate the privacy and security policies of the site you are entering. Daniel Sheehy's Phone Number and Email. Angel Oak Commercial Lending is a vertically integrated commercial real estate debt platform that provides quick and flexible financing solutions for commercial real estate owners, developers and investors. What Is The Difference Between A Bank Statement Loan And A Traditional Mortgage Loan? Solicitud Uniforme para Prstamo Hipotecario Residencial PDF 1420k. creating an account at the Insurance Loss Claim Website. https://www.angeloakhomeloans.com/privacy-policy, For payments and loan servicing information: 844.209.7423, To speak to a loan officer about a new loan: 833.471.0594. For payments & loan Servicing: 844.209.7423, To speak to a loan officer about a new loan: 833.471.0594. Toll Free: (844) 209-7424. Angel Oak's lending practice was. Other restrictions and limitations may apply. Box 6501; Springfield, OH 45501; Overnight Mail: Angel Oak Home Loans LLC; Attention: Loss Draft Department; One Assurant Way; Springfield, OH 45505; Fax: 1-678-459-9746 (Attention: Loss Draft Department) Other Inquiries: For other inquiries please call our Insurance . Resolution Process What You Can Expect: Untimely Requests: A request for information or notice of error is not considered timely if the written correspondence is received more than one year after either the date of transfer of servicing or the date the mortgage account was discharged (either paid in full or discharged through foreclosure or a deed in lieu of foreclosure or a short sale without full satisfaction of the underlying contractual obligation). Fax to: Angel Oak Home Loans LLC 1-720-241-7537 Attention: Payoff Department Please include your name and loan number on all requests. I would recommend them to anyone. Skip to content. | Login You've been signed out For security, we sign you out of your account when you're inactive for 4 hours. Please note these general contacts above should not be used to submit a request for information or notice of error regarding your account. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. Angel Oak Mortgage Solutions LLC: NMLS ID 1160240, Specialized Loan Servicing LLC: NMLS ID Main Office 2168; NMLS ID Branch 972456, Privacy Policy for Angel Oak Mortgage Solutions LLC, Privacy Policy for Specialized Loan Servicing, Privacy Policy for Specialized Loan Servicing (California), Privacy Policy for Specialized Loan Servicing (California Consumer Privacy Act), State Licenses for Specialized Loan Servicing, Federal Emergency Management Agency's (FEMA), Angel Oak Mortgage Solutions LLC c/o Specialized Loan Servicing. autodialing, text and pre-recorded messaging) via telephone or mobile device (including SMS and MMS - charges may apply) and/or email you at the email address provided, even if the telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. Loan Servicing Department For loan payment and escrow inquiries only Toll Free: (844) 209-7424 Direct: (404) 991-5105 Email: servicing@angeloakhomeloans.com It is Angel Oak's intention to contract with a subservicer (s) who collects payments from borrowers, as well as hold the escrow accounts for taxes and insurance. They had everything ready to go for the closing! Angel Oak Home Loans is a national mortgage lender based in Atlanta, GA providing innovative mortgage products tailored to borrowers' home financing needs. The intention of CA HBOR is to assist Borrower(s), who are struggling to make his or her mortgage payments, by exploring options that may be available in efforts to avoid foreclosure. Angel . Borrower's Certification and Authorization PDF 52k. Sign in Have a question about an existing loan? If you reside in an area impacted by a federally-declared disaster, you may qualify for a short-term disaster forbearance. We accept calls from relay services on behalf of hearing-impaired borrowers. All loans are subject to credit and property approval. For residential mortgage loans on real estate located in the State of Texas: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 21, AUSTIN, TEXAS 78705. Have you recently received Specialized Loan Servicing LLC is not affiliated with Angel Oak Mortgage Solutions LLC and does not guarantee any program or loan availability. Our Conventional mortgage offers flexibility other loan types do not including down payment options. Access your loan here to view loan details, certain loan documents and to make payments. Not all borrowers will meet the requirements necessary to qualify. Welcome to Angel Oak Home Loans LLC Serviced by Specialized Loan Servicing LLC Log-in to manage your mortgage account How Can We Help You? Please note these general contacts above should not be used to submit a request for information or notice of error regarding your account. Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify. The subservicer is also responsible for paying the taxes and insurance timely. A Mortgage Advisor Will Be In Touch With You Shortly. Not all borrowers will meet the requirements necessary to qualify. Do you want to refinance or purchase a new home? Thanks! Our Business Bank Statement Elite program provides a loan solution to help borrowers qualify off their great credit history along with their Business Bank Statements. Angel Oak will provide a written response within 30 days (excluding legal public holidays, Saturdays and Sundays) and will make corrections to your account, if appropriate, depending on the outcome of our review. Making a payment on yourMortgage, Home EquityLine of Credit or any otheraccount type is simple. This page provides common documents that are used during the loan process. To ensure prompt and accurate processing of your payment, please include Your submission has been received! Email Password Trouble signing in? As you will be entering a website hosted by another party, we encourage you to read and evaluate the privacy and security policies of the site you are entering. We are leading the way with innovative mortgage programs and are looking for hard working candidates to join us. If you are in a confirmed FEMA disaster area, please contact Customer Service at 1-855-262-4737. You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Home Loans LLC NMLS 685842. Read More. For Eligible Veterans, Reservists, Active Duty And Family Members. This model follows an operational workflow designed with high customer service standards for a quick closing. The security and privacy policies of the third-party may be different than those of SLS. Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, ND dba AOHL LLC, NE, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. It is Angel Oaks intention to contract with a subservicer(s) who collects payments from borrowers, as well as hold the escrow accounts for taxes and insurance. Customer Care Department at, 1-855-262-4737. They were so good to us throughout this journey! d***@angeloakhomeloans.com. To Request a payoff statement for your loan. *We do not charge a fee, however, your financial institution or other 3, Specialized Loan Servicing LLC: NMLS ID Main Office 2168; NMLS ID Branch 972456, Privacy Policy for Angel Oak Home Loans LLC, Privacy Policy for Specialized Loan Servicing, Privacy Policy for Specialized Loan Servicing (California), Privacy Policy for Specialized Loan Servicing (California Consumer Privacy Act), State Licenses for Specialized Loan Servicing, Federal Emergency Management Agency's (FEMA), Fill out the Automatic Withdrawal Request form, then fax or mail to the address provided on the form, Angel Oak Home Loans LLC c/o Specialized Loan Servicing.